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Last updated: February 2026 — dealortrap.com

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Disclaimer

EFFECTIVE DATE: FEBRUARY 2026

Important: Deal or Trap is an educational and informational platform only. We are not licensed financial advisors, attorneys, or investment professionals. Nothing on this website or YouTube channel constitutes financial, legal, or investment advice.

Educational Purpose Only

All content published on dealortrap.com and the Deal or Trap YouTube channel is intended solely for general educational and informational purposes. Our verdicts — Deal, Trap, or Depends — represent our personal opinions and research findings based on publicly available information at the time of publication.

Not Financial Advice

The information provided on Deal or Trap should not be relied upon as a substitute for professional financial advice. Every individual's financial situation is unique. Before making any financial decision — including but not limited to loans, credit cards, investments, or contracts — you should consult with a qualified and licensed financial advisor, attorney, or other appropriate professional.

No Guarantee of Accuracy

While we make every effort to ensure our content is accurate and up to date at the time of publication, financial products, interest rates, laws, and regulations change frequently. Deal or Trap makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of any information published on this platform.

No Liability

Deal or Trap, its creators, contributors, and affiliates shall not be held liable for any financial loss, damage, or harm arising directly or indirectly from your use of or reliance on any information presented on this platform. You use this information entirely at your own risk.

Third Party Links

Our content may reference or link to third party websites, products, or services. These links are provided for convenience and informational purposes only. We do not endorse, control, or take responsibility for the content or practices of any third party websites.

Past Performance

Any examples, case studies, or illustrations of financial outcomes used in our content are for educational purposes only and do not guarantee similar results for any individual.


FTC Disclosure

EFFECTIVE DATE: FEBRUARY 2026

In plain English: If we ever make money by recommending a product or service, we will always tell you clearly and upfront. Your trust matters more than any commission.

Our Commitment to Transparency

In accordance with the Federal Trade Commission's guidelines concerning the use of endorsements and testimonials in advertising (16 CFR Part 255), Deal or Trap discloses any material connections between our platform and any products, services, or companies we discuss or recommend.

Affiliate Relationships

Deal or Trap may participate in affiliate marketing programs. This means that if you click on certain links on our website or in our video descriptions and make a purchase, we may receive a commission at no additional cost to you.

When affiliate links are present, we will always clearly disclose this with language such as "affiliate link," "sponsored," or "we may earn a commission."

Sponsored Content

If Deal or Trap ever publishes sponsored content — meaning content for which we receive payment or compensation — this will be clearly labeled as "Sponsored" or "Paid Partnership" at the beginning of the content.

Editorial Independence

Our verdicts and opinions are never influenced by affiliate relationships or sponsorships. We will never give a positive verdict to a product or service simply because we have a financial relationship with them. If we think something is a Trap, we will say so — regardless of any financial arrangement.

Free Products or Services

Occasionally we may receive free access to products or services for review purposes. When this occurs, we will disclose it clearly. Receiving a product for free does not influence our verdict.

Current Status

As of the effective date above, Deal or Trap does not have any active paid sponsorships or affiliate partnerships. All content is independently produced and self-funded. This disclosure will be updated as our relationships change.


Privacy Policy

EFFECTIVE DATE: FEBRUARY 2026

Short version: We collect your email address when you subscribe. We use it to send you our content. We never sell it. Ever.

Information We Collect

Deal or Trap collects the following information:

  • Email address — when you subscribe to our newsletter through the form on our website
  • Usage data — general analytics about how visitors use our website, collected through Google Analytics (anonymized)
  • Cookies — standard cookies used to improve website performance and user experience

How We Use Your Information

We use the information we collect for the following purposes:

  • To send you our newsletter, new verdicts, and educational content you have subscribed to receive
  • To improve our website and content based on how visitors interact with it
  • To communicate important updates about Deal or Trap

We Never Sell Your Data

Deal or Trap will never sell, rent, trade, or otherwise share your personal information with third parties for their marketing purposes. Your email address belongs to you.

Email Marketing

We use MailerLite to manage our email list and send newsletters. Your email address is stored securely on MailerLite's platform. You can view MailerLite's privacy policy at mailerlite.com. You can unsubscribe from our emails at any time by clicking the unsubscribe link at the bottom of any email we send.

Google Analytics

We use Google Analytics to understand how visitors interact with our website. This data is anonymized and aggregated — we cannot identify individual visitors. You can opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.

Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request deletion of your personal information
  • Unsubscribe from our emails at any time
  • Request a copy of your data

To exercise any of these rights, contact us at hello@dealortrap.com.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Children's Privacy

Deal or Trap is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately at hello@dealortrap.com.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

hello@dealortrap.com
dealortrap.com

DealorTrap

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